Call Ted Injury Law: What Chicago Accident Victims Need to Know About Protecting Their Health, Case, and Future

 

                                                                             

 Introduction: After an Accident, You Need a Plan 

A serious accident can flip your life upside down in a matter of seconds. 

One moment, you are driving down the Dan Ryan or walking into a store. 

The next moment, you are in pain, your car is damaged, and strangers are asking 

you questions you do not know how to answer.

In that moment, most people in Chicago worry about two things: 

“Am I going to be okay?” and “How am I going to pay for this?”

Call Ted Injury Law exists to help you get clear answers to both. Our 

job is to protect your health, your case, and your long‑term future so 

You can focus on healing instead of fighting with insurance companies.

The First 7 Steps to Take After a Serious Accident in Chicago 

What you do in the hours and days after an accident can make a big difference 

in your injury case. Here are seven steps we wish every Chicagoan knew:

1. Get medical care right away

Even if you feel “okay,” some injuries take time to show up. Going to the emergency 

room, urgent care, or your doctor creates a medical record that connects your injuries 

to the accident.

2. Call the police and make a report

A police report is often the backbone of a car accident case. It documents what happened, 

where it happened, and who was involved. Do not skip this step, even if the other driver 

says, “Let’s just handle it ourselves.”

3. Gather evidence if you can

If you are safe and able, take pictures or videos of the scene, the vehicles, your visible 

injuries, and anything that might have contributed to the accident (like a broken step or 

wet floor). Get names and contact information for witnesses when possible.

4. Avoid giving detailed statements to insurance companies

Insurance adjusters may seem friendly, but their job is to protect the company’s bottom line. 

You do not have to guess about your injuries, accept blame, or agree to a recorded statement on the spot.

5. Keep all bills and paperwork

Save medical bills, receipts, time‑off slips from work, and anything else related to the 

accident. These documents help show the full impact of what you’ve gone through.

6. Do not rush to sign anything

It can be tempting to accept the first settlement offer, especially when bills are piling up. 

But early offers are often far less than what your case is really worth.

7. Talk with an experienced Chicago injury lawyer as soon as possible

The earlier we get involved, the better we can protect your rights, preserve evidence, 

and deal with insurance while you focus on recovering.

How Call Ted Injury Law Builds Your Case 

Call Ted Injury Law is built for one mission: securing justice for injured people and their families.

When we take on a case, we typically:

Investigate what really happened 

We review police reports, 911 calls, surveillance footage, photos, and witness statements. 

In complex cases, we may work with accident reconstruction experts.

Dig into your medical situation

We gather records from hospitals, doctors, therapists, and specialists to understand the 

full extent of your injuries and how they affect your daily life.

Calculate your losses—today and tomorrow

We look at medical bills, lost wages, reduced earning capacity, future care needs, and how 

The injury affects your ability to enjoy life.

Deal directly with the insurance companies

Our team handles calls, letters, and negotiations with insurance so you do not have to. 

We push back when they undervalue your case or try to blame you for their insured’s negligence.

Prepare every case as if it will go to trial

Because we are ready to go the distance, insurance companies know they are not dealing with 

a firm that will fold under pressure. That preparation often leads to stronger settlement offers.

Common Mistakes Chicagoans Make With Insurance Companies 

Over and over, we see good people hurt their own cases simply because they do not know how 

the system works. Some of the biggest mistakes include:

Admitting fault or apologizing at the scene

Even a simple “I’m sorry” can be twisted into an admission of blame later. It is better to 

focus on safety and let investigators sort out the fault.

Downplaying injuries

Saying “I’m fine” when you are not can come back to haunt you. It is okay to say you are 

still being evaluated.

Signing releases without legal advice

Certain forms can give the insurance company permission to dig through unrelated medical records 

history, or can permanently close your claim for far less than you need.

Waiting too long to get legal help

Evidence disappears. Memories fade. Deadlines pass. The sooner we are involved, the more 

tools we have to help.

What Compensation Can Cover—Today and in the Future 

Every case is different, but many Chicago accident victims are surprised by how many 

things a personal injury claim can address. Depending on the facts, compensation may cover:

Emergency room treatment and hospital stays

Follow‑up appointments, physical therapy, and surgery

Prescription medications and medical equipment

Lost wages and reduced ability to work in the future

Pain and suffering, and the impact on your everyday life

Property damage, such as your vehicle and personal items

We work to understand how the injury has changed your daily routines—at home, at work, 

and with your family—so we can tell the full story of your losses, not just the numbers on a bill.

Why Your Injury Case and Estate Plan Should Work Together 

A strong injury recovery is not only about today’s bills. It can also become a major part 

of your family’s long‑term financial picture.

If you recover a settlement or verdict, it is important to think about:

How that money should be held or invested

What happens to it if something happens to you

Whether any family members have special needs or receive benefits that must be protected

That is why Call Ted Injury Law works closely with The Law Offices of Theodore London & Associates, 

the firm’s estate planning and probate practice. Together, we can help you:

Update or create wills and trusts after a settlement

Coordinate with land trusts and property planning

Make sure your loved ones know how to access and manage funds if you cannot

If you have not already read it, our related article “Protecting Your Legacy in Chicago: 

How Estate Planning, Probate, and Injury Law Work Together” explains how these areas connect for Chicago families.

When to Call Ted—and What to Expect 

If you have been hurt in Chicago or anywhere in Illinois because of someone else’s negligence, 

it is never “too early” to reach out. A quick call can help you understand your options and avoid costly mistakes.

When you contact Call Ted Injury Law, you can expect:

A free, confidential conversation about what happened

Honest feedback about whether we can help and what the next steps might be

No fee unless we recover money for you—our injury cases are handled on a contingency fee basis

You do not have to try to handle a serious injury case alone. Let our family fight for your family, 

while you focus on healing.

Call (773) 840‑TED1 or contact us through our website to schedule your free consultation today.